Annuities

Are you looking for Tax Deferred Annuities? Are you looking for Income Annuities? Are you looking for Annuity Exchanges?

What is an Annuity?
With the future of Social Security in question and company pensions quickly becoming a thing of the past, retirement is no longer as certain as it once was. An annuity is a secure investment that can guarantee income for your retirement.

Why is an Annuity so important?
Retirement planning can be a bumpy road. Without the right investment vehicle, you may outlive your savings or suffer a lower quality of life to make ends meet. The government doesn’t make it easy, either. Taxes, Medicaid, estate planning, and a variety of other factors add to the uncertainty, putting your financial security in question.

Retirement is your opportunity to live your dreams. Don’t spend it on a modest income or, even worse, burdening your family financially. With an annuity, you can guarantee income for the rest of your life, so you can enjoy your golden years without worrying about the finances.

If you’re planning for retirement, you can obtain a free annuity quote by filling out the form to your right. Our team of highly skilled annuity specialists will work with you to develop a plan that fits your budget and income needs.

Annuity Services
Retirement planning doesn’t have to be a hassle. With a variety of providers and options available, your annuity can be customized to meet your retirement income goals without exceeding your budget. Here are some annuity benefits you may not have known about:

• Guaranteed Income. Your annuity can be structured to pay out as a lump sum, for a fixed period of years, or even for the rest of your life, giving you income that you can’t outlive.
• Competitive Rate of Return. Most annuities return at a rate equal to or greater than Certificates of Deposit (CDs).
• Zero Risk. With a guaranteed minimum rate of return of 3% to 4%, you’re guaranteed to turn a profit no matter what.
• Tax-Deferral. Contributions to your annuity are not taxed until you withdraw.
• Medicaid Qualification. Your annuity can be structured to shelter assets, allowing you to qualify for Medicaid more easily without sacrificing quality of life. Probate Avoidance. By naming a beneficiary, your annuity can bypass the lengthy and potentially expensive probate process.
• Liquidity. You can withdraw money from your annuity when you need it, subject to certain limitations.

To learn more about these and other benefits of our mortgage disability insurance plans, please fill out the form to your right.

Note: Not all benefits are available in every state. Please ask your mortgage life insurance specialist for more details.