Annuity Exchanges

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What is an Annuity Exchange?
Investing for the future is not a one-step process. If you aren’t reevaluating your investments from time to time, you might be losing out. An annuity exchange allows you to shift your existing annuity product into a better offering.

Why is an Annuity Exchange so important?
Many older annuities leave a lot to be desired. They can be confusing, complicated, or difficult to manage. Worse still, they may incur high management fees or limit your investment options, essentially undercutting your return. With thousands of potential retirement dollars on the line, are you sure you’re getting the most out of your annuity?

An annuity exchange gives you the power of choice. See an annuity product that you like better? You can roll your existing annuity into a new one to get the better deal. Managing multiple retirement assets? You can consolidate them into one for ease of management and superior returns. By trading up to a better annuity, you’re trading up to a better retirement.

If you’re interested in getting a better deal on your annuity, you can obtain a free annuity exchange consultation by filling out the form to your right. Our team of highly skilled annuity specialists will work with you to develop a plan that fits your budget and income needs.

Annuity Exchange Services
Retirement planning doesn’t have to be a hassle. With a variety of providers and options available, your annuity can be customized to meet your retirement income goals without exceeding your budget. Here are some annuity benefits you may not have known about:

• Guaranteed Income. Your annuity can be structured to pay out as a lump sum, for a fixed period of years, or even for the rest of your life, giving you income that you can’t outlive.
• Competitive Rate of Return. Most annuities return at a rate equal to or greater than Certificates of Deposit (CDs).
• Zero Risk. With a guaranteed minimum rate of return of 3% to 4%, you’re guaranteed to turn a profit no matter what.
• Tax-Deferral. Contributions to your annuity are not taxed until you withdraw.
• Medicaid Qualification. Your annuity can be structured to shelter assets, allowing you to qualify for Medicaid more easily without sacrificing quality of life. Probate Avoidance. By naming a beneficiary, your annuity can bypass the lengthy and potentially expensive probate process.
• Probate Avoidance. By naming a beneficiary, your annuity can bypass the lengthy and potentially expensive probate process.
• Liquidity. You can withdraw money from your annuity when you need it, subject to certain limitations.

To learn more about these and other benefits of our mortgage disability insurance plans, please fill out the form to your right.

Note: Not all benefits are available in every state. Please ask your mortgage life insurance specialist for more details.