Mortgage Disability Insurance

What is Mortgage Disability Insurance?
Paying the mortgage can be nearly impossible when you're bedridden with an illness or injury. Mortgage disability insurance pays the bill for you if you're disabled and unable to draw income.

Why is Mortgage Disability Insurance so important?
Here's a sobering fact. According to the US Department of Housing and Urban Development, nearly half of all foreclosures are caused by disability. On top of that, according to the Social Security Administration, one in five people suffer long-term disability before the age of 65. If you put two and two together, it's pretty clear that disability is one of the most significant threats to your home.

Don't let yourself become a statistic. With a mortgage disability insurance plan in place, you can rest assured that your home is paid for regardless of your health. If illness or injury should occur, you can focus on recovery instead of worrying about how the bill gets paid.

If you're a homeowner, you can obtain a free mortgage disability insurance quote by filling out the form to your right. Our team of highly skilled mortgage protection specialists will work with you to develop a plan that fits your budget and coverage needs.

Mortgage Disability Services
Cancer, heart attack, and stroke… three devastating illnesses that can strike at any time, robbing your family of its financial security. Our mortgage disability insurance plans safeguard your family’s welfare, so you can worry about recovery instead of bills. Here are some benefits of mortgage disability insurance you may not have known about:

• No medical exam.
• Get up to twice the normal benefit in the event of accidental death.
• Receive your benefit early to deal with a terminal or critical illness.
• Insure your spouse, your children, and yourself under the same plan for a single policy fee.
• Disburse the benefit as a lump sum or monthly over the course of several years.
• Earn interest on your premiums to provide you and your spouse an extra source of income for emergencies.
• Receive a refund of all your premiums when the policy expires.

To learn more about these and other benefits of our mortgage disability insurance plans, please fill out the form to your right.

Note: Not all benefits are available in every state. Please ask your mortgage life insurance specialist for more details.